{"id":180,"date":"2026-04-07T22:31:10","date_gmt":"2026-04-08T01:31:10","guid":{"rendered":"https:\/\/projetos.unias.com.br\/criacao\/?p=180"},"modified":"2026-04-12T21:47:46","modified_gmt":"2026-04-13T00:47:46","slug":"taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas","status":"publish","type":"post","link":"https:\/\/projetos.unias.com.br\/criacao\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\/","title":{"rendered":"Taxas de juros do Home Equity: como conseguir as menores taxas"},"content":{"rendered":"\n<p>Em 2026, as menores taxas partem de <strong>0,89% a.m.<\/strong> (p\u00f3s-fixado + IPCA). Para conseguir as melhores:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compare v\u00e1rias institui\u00e7\u00f5es (Creditas, Bari, Inter, Ita\u00fa, Santander).<\/li>\n\n\n\n<li>Ofere\u00e7a im\u00f3vel de alta liquidez (capitais e grandes cidades).<\/li>\n\n\n\n<li>Tenha bom score de cr\u00e9dito e renda est\u00e1vel.<\/li>\n\n\n\n<li>Negocie (muitos bancos reduzem taxa com concorr\u00eancia).<\/li>\n\n\n\n<li>Prefira pr\u00e9-fixado se achar que juros v\u00e3o subir.<\/li>\n<\/ul>\n\n\n\n<p>Sempre pe\u00e7a o <strong>CET completo<\/strong> (inclui IOF, tarifa de avalia\u00e7\u00e3o etc.). Uma diferen\u00e7a de 0,2% a.m. em 10 anos representa dezenas de milhares de reais.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Em 2026, as menores taxas partem de 0,89% a.m. (p\u00f3s-fixado + IPCA). Para conseguir as melhores: Sempre pe\u00e7a o CET completo (inclui IOF, tarifa de avalia\u00e7\u00e3o etc.). Uma diferen\u00e7a de 0,2% a.m. em 10 anos representa dezenas de milhares de reais.<\/p>\n","protected":false},"author":1,"featured_media":173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-equity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Taxas de juros do Home Equity: como conseguir as menores taxas - Cria\u00e7\u00e3o<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/projetos.unias.com.br\/criacao\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taxas de juros do Home Equity: como conseguir as menores taxas - Cria\u00e7\u00e3o\" \/>\n<meta property=\"og:description\" content=\"Em 2026, as menores taxas partem de 0,89% a.m. (p\u00f3s-fixado + IPCA). Para conseguir as melhores: Sempre pe\u00e7a o CET completo (inclui IOF, tarifa de avalia\u00e7\u00e3o etc.). Uma diferen\u00e7a de 0,2% a.m. em 10 anos representa dezenas de milhares de reais.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/projetos.unias.com.br\/criacao\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\/\" \/>\n<meta property=\"og:site_name\" content=\"Cria\u00e7\u00e3o\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-08T01:31:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-13T00:47:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/projetos.unias.com.br\/criacao\/wp-content\/uploads\/2026\/04\/yphoy.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1168\" \/>\n\t<meta property=\"og:image:height\" content=\"784\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"progelle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"progelle\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/\"},\"author\":{\"name\":\"progelle\",\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/#\\\/schema\\\/person\\\/ea56a9ee5d3231b0b867a71f4f54b11b\"},\"headline\":\"Taxas de juros do Home Equity: como conseguir as menores taxas\",\"datePublished\":\"2026-04-08T01:31:10+00:00\",\"dateModified\":\"2026-04-13T00:47:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/\"},\"wordCount\":102,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/yphoy.webp\",\"articleSection\":[\"Home Equity\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/\",\"url\":\"https:\\\/\\\/projetos.unias.com.br\\\/criacao\\\/taxas-de-juros-do-home-equity-como-conseguir-as-menores-taxas\\\/\",\"name\":\"Taxas de juros do Home Equity: como conseguir as menores taxas - 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